Umpire Insurance Plan

When Are They Covered?
When they umpire games, leagues, and tournaments involving USA Softball registered teams and the event has been authorized by an USA Softball Commissioner and/or his/her designee or authorized by USA Softball

• Umpire registration includes coverage for officiating Scholastic (Middle School, High School, NFHS) and Collegiate (NCAA, NAIA, NJCAA) Softball events. It will not follow umpires when working other softball organizations. 
• Effective 1/1/2023, coverage while officiating other sports is included with USA Softball Umpire Registration.

Umpire Accident and Medical Expense Insurance

Who is Insured?
All umpires registered with the USA Softball are automatically covered under this plan from January 1 to December 31. The cost of this coverage is fully paid by the USA Softball National Office.

What is Coverage?
Accidental injury arising out of the amateur softball activities of the umpire are covered. These include USA Softball sanctioned games, practices, clinics and tournaments. The medical expense benefit is $250,000 with a $500 deductible and 90/10 coinsurance.

What are the Restrictions?
The medical expense coverage is provided on an excess basis. This means that this insurance comes into play only after other group or individual medical insurance has paid out its benefits. If there is no other medical insurance, then the USA Softball umpire insurance will pay its benefits on a primary basis. The benefits, including surgical procedures, are paid on a usual and customary basic, some medical expenses may not be paid in full. The policy only covers medical bills which are incurred within 365 days of the date of injury. Medical services must begin within thirty days of the accident. 

Umpire Accident Policy 

All umpires registered with USA Softball are automatically protected under this plan. The USA Softball Accident plan provides coverage for accident/medical expenses arising out of the performance of duties as an USA Softball Umpire. This is a supplemental policy to help minimize your out of pocket expenses. The coverage is subject to limits, conditions and exclusions of the policy and is not designed to cover “everything.”

Please note that you must follow your primary insurance carrier’s eligibility criteria (e.g., to be treated in-network, etc) in order for this policy to consider your expenses for payment.

Claim Guidelines

• Medical services must begin within thirty days of the accident
• Claim forms must be submitted within one year from the date of injury
• The policy is subject to a 52-week benefit period from the date of injury
• Payment is made according to usual and customary guidelines

Provided is a summary of available insurance coverages. It is not an insurance policy. Please see the actual insurance policy issued, together with its declarations page and any endorsements for a complete recitation of the terms, conditions and exclusions of the policy of insurance. The policies are subject to the laws of the jurisdiction in which they are issued.

Accidental injury arising out of the amateur softball activities of the umpire are covered.

These include USA Softball sanctioned games, practices, clinics and tournaments.

The medical expense benefit is $250,000 with a $500 deductible and 90/10 coinsurance.

Umpire Liability Insurance Policy

All umpires who are registered with USA Softball are automatically protected under USA's Softball comprehensive general liability policy. Coverage extends to lawsuits involving bodily injury, personal injury or property damage arising out of the performance of duties as an USA Softball umpire.